/ Payment / Methods

There are two payment types when paying with a card: Card present and card not present

Cardholders can use the payment cards in two ways, when the card is present (CP), and when the card is not present (CNP).

Merchant can see the card (in a shop) or not (online)

Type Description
CP Cardholder uses the card to pay in a brick-and-mortar shop using a point of sale (POS) or terminal.
CNP Cardholders buy online with their payment card. It is card not present because the online merchant does not see the card.